Senior care can be expensive, but many families are surprised to learn about programs that can help offset the cost. The key is knowing your options and planning ahead.
Medicaid & Federal Assistance Programs
Medicaid is a state and federally funded program that may help pay for long-term care, including nursing homes, and in some states, assisted living or memory care. Eligibility is based on income and assets. Other federal programs may also support low-income seniors, especially those with disabilities or complex medical needs.
VA Aid & Attendance Benefits
For veterans and their spouses, the VA Aid & Attendance program offers monthly payments to help cover care costs. Eligibility is based on wartime service, medical need, and income. While EverCare Senior Solutions does not handle applications directly, we can connect you with accredited professionals who do.
Long-Term Care Insurance
Long-term care insurance can help cover services such as assisted living, home care, and memory care. Policies vary widely, so it’s important to understand what’s covered and how to file claims.
Private Pay & Asset-Based Options
Many families pay privately using retirement savings, pensions, or home equity. Some explore reverse mortgages, bridge loans, or family contribution plans to help cover expenses.
At EverCare Senior Solutions, we take your financial situation into account when recommending care options, so you don’t waste time touring communities that are out of reach. Our goal is to make quality care accessible, without added stress.